{"id":232116,"date":"2026-10-21T13:46:04","date_gmt":"2026-10-21T12:46:04","guid":{"rendered":"https:\/\/radioljubuski.ba\/?p=232116"},"modified":"2026-10-21T13:46:18","modified_gmt":"2026-10-21T12:46:18","slug":"vlada-fbih-utvrdila-nacrt-izmjena-zakona-o-faktoringu-na-prijedlog-tonija-kraljevica","status":"publish","type":"post","link":"https:\/\/radioljubuski.ba\/index.php\/2026\/10\/21\/vlada-fbih-utvrdila-nacrt-izmjena-zakona-o-faktoringu-na-prijedlog-tonija-kraljevica\/","title":{"rendered":"Vlada FBiH utvrdila Nacrt izmjena Zakona o faktoringu na prijedlog Tonija Kraljevi\u0107a"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Vlada Federacije Bosne i Hercegovine na dana\u0161njoj je sjednici u Sarajevu, na prijedlog federalnog ministra financija<strong>&nbsp;Tonija Kraljevi\u0107a<\/strong>, utvrdila Nacrt zakona o izmjenama i dopunama Zakona o faktoringu te ga uputila u daljnju proceduru.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Predlo\u017eenim izmjenama i dopunama preciznije se definira pojam faktoringa, uklanjaju uo\u010dene pravne praznine i otklanjaju nedore\u010denosti postoje\u0107eg zakonskog rje\u0161enja. Op\u0107i je cilj dono\u0161enja ovoga zakona pove\u0107anje pravne sigurnosti i razvoj tr\u017ei\u0161ta faktoringa, dok su posebni ciljevi uskla\u0111ivanje s propisima o financijskom poslovanju te ra\u010dunovodstvu i reviziji, kao i stvaranje uvjeta za razvoj financijskog tr\u017ei\u0161ta Federacije BiH.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Zakonom bi se trebali stvoriti i pravni preduvjeti za poticanje osnivanja faktoring dru\u0161tava, o\u010duvanje likvidnosti i smanjenje zadu\u017eenosti gospodarskih subjekata.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Va\u017ean korak prema razvoju tr\u017ei\u0161ta faktoringa<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Razlozi za izmjene i dopune postoje\u0107eg zakona proizlaze iz potrebe njegova uskla\u0111ivanja sa Zakonom o financijskom poslovanju, ali i dodatnog poja\u0161njenja pojedinih odredbi. Kako je obrazlo\u017eio predlagatelj, dosada\u0161nje zakonsko rje\u0161enje nije ostvarilo o\u010dekivane rezultate u razvoju tr\u017ei\u0161ta faktoringa u Federaciji BiH.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Analizom pojedinih odredbi utvr\u0111ene su regulatorne prepreke koje ote\u017eavaju ulazak novih sudionika na tr\u017ei\u0161te, smanjuju broj korisnika ovoga instrumenta kratkoro\u010dnog financiranja i ograni\u010davaju dostupnost faktoring usluga gospodarskim subjektima koji se suo\u010davaju s ote\u017eanim pristupom financiranju i problemima likvidnosti.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Faktoring je financijski instrument koji poduzetnicima omogu\u0107uje br\u017ei pristup novcu na temelju njihovih potra\u017eivanja, \u010dime se olak\u0161ava podmirivanje teku\u0107ih obveza i odr\u017eavanje stabilnog poslovanja.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Njegov razvoj posebno je va\u017ean za mala i srednja poduze\u0107a, kojima mo\u017ee pridonijeti ja\u010danju likvidnosti, smanjenju poslovnih rizika i unapre\u0111enju ukupnog poslovnog okru\u017eenja.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Me\u0111utim, poslovi faktoringa u Federaciji BiH trenuta\u010dno se obavljaju isklju\u010divo kroz bankarski sektor, \u0161to, prema obrazlo\u017eenju predlagatelja, pokazuje da postoje\u0107i zakon nije u dovoljnoj mjeri omogu\u0107io razvoj samostalnog tr\u017ei\u0161ta faktoringa.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Uklanjanje regulatornih prepreka<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Jedno od ograni\u010denja postoje\u0107eg zakonskog okvira odnosi se na odredbe kojima se utvr\u0111uje maksimalni rok dospije\u0107a za naplatu potra\u017eivanja. Dosada\u0161nja definicija kratkoro\u010dnog nov\u010danog potra\u017eivanja u praksi se pokazala ograni\u010davaju\u0107om, osobito za gospodarske subjekte koji imaju potrebu ugovarati dulje rokove ispunjenja obveza.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Predlo\u017eenim izmjenama nastoji se ukloniti takva ograni\u010denja i stvoriti povoljniji uvjeti za \u0161iru primjenu faktoringa kao instrumenta financiranja.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Federalno ministarstvo financija provelo je konzultacije s Agencijom za bankarstvo Federacije BiH i Udru\u017eenjem banaka BiH te je tekst nacrta zakona objavilo na svojim internetskim stranicama. Od navedenih institucija zatra\u017eene su i primjedbe na predlo\u017eeni propis, uzimaju\u0107i u obzir nadzornu ulogu Agencije za bankarstvo i \u010dinjenicu da pojedine banke trenuta\u010dno jedine obavljaju poslove faktoringa na tr\u017ei\u0161tu Federacije BiH.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Prema navodima predlagatelja, pristigli komentari pa\u017eljivo su analizirani, a prijedlozi i stru\u010dne sugestije ugra\u0111eni su u tekst zakona.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Predvi\u0111eno je da zakon stupi na snagu osmoga dana od dana objave u \u201eSlu\u017ebenim novinama Federacije BiH\u201d.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Predlo\u017eenim zakonskim izmjenama nastoji se unaprijediti pravna sigurnost, olak\u0161ati pristup alternativnim izvorima financiranja te stvoriti povoljniji uvjeti za razvoj poduzetni\u0161tva i ja\u010danje likvidnosti gospodarstva u Federaciji BiH.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ljportal<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Vlada Federacije Bosne i Hercegovine na dana\u0161njoj je sjednici u Sarajevu, na prijedlog federalnog ministra financija&nbsp;Tonija Kraljevi\u0107a, utvrdila Nacrt zakona o izmjenama i dopunama Zakona o faktoringu te ga uputila u daljnju proceduru. Predlo\u017eenim izmjenama i dopunama preciznije se definira pojam faktoringa, uklanjaju uo\u010dene pravne praznine i otklanjaju nedore\u010denosti postoje\u0107eg zakonskog rje\u0161enja. Op\u0107i je cilj [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":232117,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1,28],"tags":[],"class_list":["post-232116","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-bihiregija","category-novosti"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.7 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Vlada FBiH utvrdila Nacrt izmjena Zakona o faktoringu na prijedlog Tonija Kraljevi\u0107a - RADIO LJUBU\u0160KI<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/radioljubuski.ba\/index.php\/2026\/10\/21\/vlada-fbih-utvrdila-nacrt-izmjena-zakona-o-faktoringu-na-prijedlog-tonija-kraljevica\/\" \/>\n<meta property=\"og:locale\" content=\"hr_HR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Vlada FBiH utvrdila Nacrt izmjena Zakona o faktoringu na prijedlog Tonija Kraljevi\u0107a - RADIO LJUBU\u0160KI\" \/>\n<meta property=\"og:description\" content=\"Vlada Federacije Bosne i Hercegovine na dana\u0161njoj je sjednici u Sarajevu, na prijedlog federalnog ministra financija&nbsp;Tonija Kraljevi\u0107a, utvrdila Nacrt zakona o izmjenama i dopunama Zakona o faktoringu te ga uputila u daljnju proceduru. Predlo\u017eenim izmjenama i dopunama preciznije se definira pojam faktoringa, uklanjaju uo\u010dene pravne praznine i otklanjaju nedore\u010denosti postoje\u0107eg zakonskog rje\u0161enja. 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