{"id":71219,"date":"2021-10-04T00:53:44","date_gmt":"2021-10-03T23:53:44","guid":{"rendered":"https:\/\/radioljubuski.ba\/?p=71219"},"modified":"2021-10-04T00:53:45","modified_gmt":"2021-10-03T23:53:45","slug":"slucaj-franak-odvjetnica-kwiatkowski-o-dilemama-u-vezi-s-tuzbama-protiv-banaka","status":"publish","type":"post","link":"https:\/\/radioljubuski.ba\/index.php\/2021\/10\/04\/slucaj-franak-odvjetnica-kwiatkowski-o-dilemama-u-vezi-s-tuzbama-protiv-banaka\/","title":{"rendered":"Slu\u010daj Franak: Odvjetnica Kwiatkowski o dilemama u vezi s tu\u017ebama protiv banaka"},"content":{"rendered":"\n

Protiv banaka je oko 35.000 ljudi pokrenulo tu\u017ebe u slu\u010daju Franak. Odvjetnica Nicole Kwiatkowski izjavila je u HTV-ovoj emisiji \u201cPotro\u0161a\u010dki kod\u201d<\/a> kako se mo\u017ee re\u0107i da je s obzirom na ljudsku narav i pravosu\u0111e u Hrvatskoj o\u010dekivano da je tako mali broj ljudi krenuo s tu\u017ebama. Govore\u0107i o odluci za ni\u0161tetnost Kwiatkowski je kazala da se nada o\u010ditovanju Vrhovnog suda do prolje\u0107a 2022. \u010ceka se i odluka Suda Europske unije koja bi trebala odgovoriti na pitanje je li potro\u0161a\u010dima nadokna\u0111ena \u0161teta izmjenama i dopunama Zakona o potro\u0161a\u010dkom kreditiranju iz 2015. godine.<\/p>\n\n\n\n

\u2013 Ima ljudi koji su otplatili kredite pa su zaboravili, ne \u017eele se podsje\u0107ati na to. Neki mo\u017eda ne \u017eele imati posla sa sudovima, rekla je odvjetnica Kwiatkowski.<\/p>\n\n\n\n

Nakon prvostupanjskih presuda u slu\u010daju Franak, banke se gotovo uvijek \u017eale. Kwiatkowski je pojasnila kakva je daljnja procedura ako je presuda nepravomo\u0107na.<\/p>\n\n\n\n

\u2013 Banke su do sada uvijek na prvostupanjsku presudu ulo\u017eile mogu\u0107nost \u017ealbe. Kad banke ulo\u017ee \u017ealbu, te presude idu na \u017dupanijske sudove diljem Hrvatske neovisno na kojem ste op\u0107inskom sudu bili. Mogu re\u0107i da dosta brzo rje\u0161avaju po \u017ealbama banaka i ovisno o odluci, ako sud odbije \u017ealbu, banka jo\u0161 ima prostora za poduzimati neke izvanredne pravne lijekove. Imamo ne\u0161to situacija da su vra\u0107ali na ponovno postupanje, rekla je odvjetnica.<\/p>\n\n\n\n

U slu\u010daju da je presuda suda negativna u slu\u010daju tu\u017eitelja, on tako\u0111er ima pravo \u017ealbe dalje na \u017dupanijski sud. Ako on opet presudi protiv potro\u0161a\u010da, tu\u017eitelj mo\u017ee i\u0107i dalje na Vrhovni sud, ako je potrebno poslije na Ustavni sud, a u kona\u010dnici i na Europski sud.<\/p>\n\n\n\n

Nastupa li zastara za pokretanje tu\u017ebe?<\/p>\n\n\n\n

Dio onih koji jo\u0161 nisu tu\u017eili banke, pitaju se nastupa li zastara za pokretanje tu\u017ebe, kada i do kada \u0107e postojati ta mogu\u0107nost?<\/p>\n\n\n\n

\u2013 Imamo malo razli\u010ditu sudsku praksu o tome koja proizlazi iz dva stava Vrhovnog suda. Jedan je onaj op\u0107eniti stav da zastara za ni\u0161tetnost po\u010dinje te\u0107i kad sud proglasi da je neki ugovor ili odredba ni\u0161tetna i onda od tog pravomo\u0107nog trenutka presu\u0111enja imate pravo pet godina utu\u017eiti. Tu se onda vra\u0107amo na prakti\u010dnu stvar, da li kod bankarskih predmeta vezanih uz \u0161vicarski franak ta zastara po\u010dinje te\u0107i od dana pravomo\u0107nosti kolektivne presude ili od dana pravomo\u0107nosti pojedina\u010dne presude. Tu imamo dva razli\u010dita stava i na \u017eupanijskim sudovima, vidjet \u0107emo \u0161to \u0107e Vrhovni sud u kona\u010dnici re\u0107i.<\/p>\n\n\n\n

\u2013 Jednozna\u010dnu informaciju za sada ne mogu dati. Trenutna praksa bi bila da jo\u0161 mo\u017eete tu\u017eiti valutu, kamate bi bile zastarjele osim u odnosu na Sberbanku, a ako Vrhovni sud revidira svoj stav i odlu\u010di da bi ta zastara po\u010dela te\u0107i od pojedina\u010dnog utvr\u0111enja ni\u0161tetnosti, onda svi jo\u0161 imaju vremena tu\u017eiti, dodala je.<\/p>\n\n\n\n

Upitana kad bi se mogla znati odluka Vrhovnog suda, Kwiatkowski ka\u017ee:<\/p>\n\n\n\n

\u2013 \u0160to se ti\u010de zastare, ne bih bila optimisti\u010dna. Treba neki to\u010dno odre\u0111eni predmet koji je pravomo\u0107an do\u0107i po reviziji kod njih da bi oni donijeli takvu odluku. Jo\u0161 uvijek nemamo da bi Vrhovni sud prije nego \u0161to do\u0111e neki konkretan predmet kod njega oglasio se o tom pitanju, \u0161to mislim da bi bilo dobro jer bi se stvari ubrzale, dodala je.<\/p>\n\n\n\n

Govore\u0107i o odluci za ni\u0161tetnost, odvjetnica Kwiatkowski je rekla kako se nada o\u010ditovanju Vrhovnog suda do prolje\u0107a 2022.<\/p>\n\n\n\n

\u2013 Rekli su da \u0107e to uzeti prioritetno u rad, da bi dobili njihov stav da li su ugovori koji imaju ni\u0161tetne odredbe u odnosu na valutu i na kamatu ni\u0161tetni zbog tih odredbi u cijelosti. Dobili bismo sasvim drugu situaciju ako bi se zauzeo stav da su ti ugovori ni\u0161tetni u cijelosti.<\/p>\n\n\n\n

\u010ceka se odluka Suda Europske unije<\/strong><\/p>\n\n\n\n

Sli\u010dne odluke Sud Europske unije donosio je vezano za sudske sporove u Rumunjskoj, Ma\u0111arskoj, Poljskoj.<\/p>\n\n\n\n

\u2013 S Op\u0107inskog gra\u0111anskog suda ima postavljeno pitanje u jednom predmetu gdje je sutkinja uputila prethodno pitanje Europskom sudu vezano uz konvertirane kredite, gdje bi trebali dobiti odgovor da li potro\u0161a\u010di koji su konvertirali kredite imaju pravo na obe\u0161te\u0107enje unato\u010d toj konverziji, sukladno presudi Trgova\u010dkog suda iz kolektivnog spora. To \u0107e biti vrlo bitno za postupke koji su trenutno u prekidu i eventualno za one koji jo\u0161 nisu tu\u017eili, rekla je odvjetnica.<\/p>\n\n\n\n

Ako odluka bude negativna, onda \u0107e svaki potro\u0161a\u010d morati odlu\u010diti ho\u0107e li sam krenuti u bitku ili \u0107e povu\u0107i tu\u017ebe.<\/p>\n\n\n\n

\u2013 Ako odluka bude negativna, uspjeh u pojedina\u010dnoj parnici je gotovo ravan nuli pa je za o\u010dekivati da \u0107e ve\u0107ina povu\u0107i tu\u017ebe \u0161to \u0107e zna\u010diti da \u0107e imati neke tro\u0161kove suprotne strane koje \u0107e morati podmiriti. Ve\u0107ina tih parnica nije odmaknula predaleko, pretpostavljam da to ne\u0107e previ\u0161e opteretiti ku\u0107ne bud\u017eete, zaklju\u010dila je odvjetnica.<\/p>\n\n\n\n

Izvor: narod.hr\/HRT<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"

Protiv banaka je oko 35.000 ljudi pokrenulo tu\u017ebe u slu\u010daju Franak. Odvjetnica Nicole Kwiatkowski izjavila je u HTV-ovoj emisiji \u201cPotro\u0161a\u010dki kod\u201d kako se mo\u017ee re\u0107i da je s obzirom na ljudsku narav i pravosu\u0111e u Hrvatskoj o\u010dekivano da je tako mali broj ljudi krenuo s tu\u017ebama. Govore\u0107i o odluci za ni\u0161tetnost Kwiatkowski je kazala da se nada […]<\/p>\n","protected":false},"author":2,"featured_media":71220,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-71219","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-bihiregija"],"yoast_head":"\nSlu\u010daj Franak: Odvjetnica Kwiatkowski o dilemama u vezi s tu\u017ebama protiv banaka - RADIO LJUBU\u0160KI<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/radioljubuski.ba\/index.php\/2021\/10\/04\/slucaj-franak-odvjetnica-kwiatkowski-o-dilemama-u-vezi-s-tuzbama-protiv-banaka\/\" \/>\n<meta property=\"og:locale\" content=\"hr_HR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Slu\u010daj Franak: Odvjetnica Kwiatkowski o dilemama u vezi s tu\u017ebama protiv banaka - RADIO LJUBU\u0160KI\" \/>\n<meta property=\"og:description\" content=\"Protiv banaka je oko 35.000 ljudi pokrenulo tu\u017ebe u slu\u010daju Franak. 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